Borrowers

Borrowers Benefits

  • 01
    Our strengths:
    • Terms within 24 hours
    • Closing within one week
    • Certainty of funding
    • Experienced team
    • Direct access to decision makers
  • 02
    Our lending criteria:
    • Up to 70% Net LTV
    • Loan rates: from 0.70% pcm
    • Loan interest: paid or rolled-up
    • Loan terms: 12 months
    • No exit fees
  • Development in Poole
  • Bridge loan in Coventry
  • Maida Vale, London
  • Cleveland Gardens, Kensington, London
  • Whitehall Capital

    Case Studies

    The site has planning in place for 200+ residential units and retail at ground floor level. Valuation: £ 5.7mn. LTV 42.1%, Term 12 months

  • Whitehall Capital

    Case Studies

    The scheme is arranged with a large retail warehouse unit on ground and basement levels with four levels of offices. Valuation: £3.5mn, LTV: 52.1%, Term 12 months

  • Whitehall Capital

    Case Studies

    Property located in Lauderdale Road, reseidential flat. Valuation: £1.6mn, LTV 60%, Term 12 months
     

  • Whitehall Capital

    Case Studies

    Self contained flat. Valuation £1.4mn, LTV: 70%, Term 12 months.

About

Products

  • Residential

    Our residential bridging loans can help clients in a variety of situations. They are designed to be quick, flexible and give people certainty in a property transaction. We often take calls from clients who have just days before a transaction falls through, and urgently need to put new finance in place.

    Residential bridging loans are also useful for someone who has long-term refinance already in place, but perhaps needs more time before their other lender is ready.

    We lend on a wide range of residential properties throughout England and Wales. Instead of being restricted by off-the-peg lending criteria, or confined by a pre-prescribed set of products, we can handcraft each loan to make sure it exactly meets a borrowers needs.

  • Commercial

    If you’re in business, and are looking to expand your commercial property or invest in a new building, you’re probably considering a wide range of properties, looking for the best deals and opportunities. You might be looking into unconventional buildings or land, or maybe you’ve got other considerations affecting your business choice. We understand this, we know how business works and that a lot of the time, things aren’t always straightforward. That’s why we’ll consider offering commercial finance on properties and land where other lenders might not.

    We offer first and second charge commercial mortgages for a wide range of businesses, from the well-established to the start-up (with at least 12 months trading).

  • Development

    We’re well-known for our expertise in development finance, having helped many property developers and investors achieve their goals. We ensure the right terms are in place for every project and provide expert support every step of the way from the release of funds to final redemption.

  • Auction Finance

    If you’re successful with your auction bid, things move quickly. You’ll need to pay 10% deposit on the day and the full balance of the property within 28 days. Understandably, covering the full balance in less than a month is a big ask for most buyers. This is where short-term bridging finance comes in, helping to ‘bridge’ the gap until a longer term, buy-to-let or commercial loan can be secured.

    Our auction finance lending options are designed to offer flexibility as well as speed and efficiency, helping buyers to bid with confidence and complete the process quickly. Our short-term auction finance bridging loans can usually be arranged in a matter of days.
     

    Whether you’re looking to generate more rental income or add value to your portfolio, we are here to get your short-term refurbishment loan completed in a matter of days.

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